Professional Indemnity Insurance with Towergate Insurance

BASES has a long-standing relationship with Towergate Insurance, which offers BASES’ members up to 50% discounted rates for the following types of cover:

• Professional Indemnity
• Public Liability
• Product Liability
• Libel and Slander
• Legal Expenses cover

Further details can be found on the member benefits webpage.

We caught up with Diane Caplehorn, Head of Business Development (Caring Professions Division) at Towergate Insurance Brokers.

“We are delighted to be working together with BASES. As professionals in sport and exercise you have a duty to act with reasonable skill and care. Professional liability claims aren’t just about “errors” or “omissions”, they can include actions for breach of confidentiality, infringement of copyright and breach of data protection. Our Professional Liability policy protects you against the expense and worry associated with potential legal action taken against you when undertaking your activities.

We provide a variety of cover in this one product, so there’s no need to purchase a portfolio of different policies to ensure you are protected against various possibilities. Our specialist Professional Liability policy provides essential cover for Professional Indemnity, Public Liability, Product Liability and Libel and Slander.

We also offer specialist insurance for you and your business, including Cyber insurance. With cyber-attacks becoming ever more widespread and sophisticated, you need to be sure you’ve got the right protection. What would you do if your business suffered a data breach? Have you got cover for reinstating data? If you’re subject to a regulatory investigation, are your costs covered?

The Towergate Cyber Liability insurance can give you protection against cyber security risks such as:

• Data recovery costs
• Dedicated cyber security advice against the latest digital threats
• First-party coverage for cyber extortion
• Business interruption resulting from security breaches and system failures
• Contingent business interruption from incidents occurring at the policyholder’s vendors and suppliers
• eCrime coverage

Towergate are always on the look-out for services which complement the professional liability policies we provide to you. We have teamed up with our partner, Ellis Whittam, to provide you with unlimited access to a free Health & Safety and Employment Law/HR portal where you can find up-to-date advice and resources, including Risk Assessment tools to help you understand how well your business complies with your legal obligations.

For the Risk Assessment Template, visit https://www.towergateinsurance.co.uk/media/6859002/towergate-insurance-risk-assessment-template-working-in-other-peoples-homes.docx

The risk assessments will provide an insight of your current Covid compliance levels and highlight any gaps or areas requiring additional measures. Ellis Whittam are available to discuss pragmatic solutions and are offering you a free online consultation, co-ordinated via ourselves.

To find out more about our Professional Lability insurance, call our team on 01438 735 251 or visit our websitehttps://www.towergateinsurance.co.uk/counselling/insurance”

To read the summary flyer, please click here .